For many small business owners, securing financing is a crucial step in growing their company, purchasing new equipment, or maintaining healthy cash flow. However, obtaining a loan isn’t always easy, especially when lenders require businesses to provide collateral to back the loan. Collateralized business loans—also known as secured business loans—are a popular option for entrepreneurs

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Small businesses often need additional funding to grow, manage cash flow, or cover unexpected expenses. Whether you’re launching a startup, expanding operations, or dealing with seasonal fluctuations, securing the right type of financing is critical. Two of the most common funding options available to small businesses are business lines of credit and term loans. While