Privacy Policy
Effective Date: February 26, 2025
At Small Business Capital, we value your privacy and are committed to protecting your personal and business information. This Privacy Policy explains how we collect, use, share, and protect your data, including how we may monetize certain information in compliance with applicable laws.
By using our website, services, or submitting any personal information, you agree to the collection, processing, and sharing of your data as described in this Privacy Policy. If you do not agree, please refrain from using our services.
1. Information We Collect
We may collect personal, business, and financial information through our website, applications, phone calls, SMS, email communications, and third-party partners, including but not limited to:
• Personal Identifiable Information (PII): Name, phone number, email address, home/business address, date of birth.
• Financial Information: Business revenue, credit history, tax ID, loan requests, banking details.
• Business Information: Company name, industry, EIN, years in business.
• Communication Data: Emails, SMS, and phone call records for customer support and marketing.
• Device & Usage Data: IP address, browser type, operating system, and online activity collected via cookies and analytics tools.
2. How We Use Your Information
We collect your information to provide services, improve user experience, and generate revenue. Your data may be used for:
• Processing Loan Applications & Funding Requests
• Communicating Offers, Updates, and Promotions (via SMS, email, and calls)
• Marketing & Advertising (including third-party advertising partnerships)
• Lead Generation & Data Monetization (sharing with vetted financial institutions, lenders, affiliates, and partners)
• Fraud Prevention & Security Monitoring
• Compliance with Legal Obligations
By submitting your information, you agree that we may sell, rent, or share your data with third-party lenders, financial institutions, marketing agencies, and business partners to provide relevant offers and services.
3. Sharing & Selling of Your Information
To maximize funding opportunities and business services, we may share or sell your information to:
• Lenders & Financial Institutions – To provide loan options and financing solutions.
• Marketing & Lead Generation Partners – For relevant promotional offers.
• Data Aggregators & Business Analytics Providers – To improve our services and optimize marketing strategies.
• Affiliated Businesses – To provide additional business-related products and services.
• Legal & Compliance Authorities – If required by law, subpoenas, or regulatory agencies.
You may opt out of data sharing by following the Opt-Out Policy outlined below.
4. Cookies & Tracking Technologies
We use cookies, web beacons, and analytics tools (such as Google Analytics and Facebook Pixel) to enhance user experience, track website traffic, and deliver targeted advertising. These technologies help us:
• Understand user behavior and improve website performance.
• Deliver personalized ads based on browsing history.
• Track interactions with emails and advertisements for marketing optimization.
Users can disable cookies in browser settings, but this may impact website functionality.
5. Data Security & Protection
We implement industry-standard security measures to protect your data, including:
• SSL Encryption for secure transactions.
• Access Control & Authentication to restrict unauthorized data access.
• Regular Security Audits to detect vulnerabilities.
While we take reasonable measures to protect your data, we cannot guarantee 100% security against unauthorized access or breaches.
6. Proof of Consent (Opt-In)
By submitting any form on our website, you expressly consent to receive communications from Small Business Capital via phone calls, SMS, and email regarding your inquiry, loan application, and related services. You acknowledge that these communications may be automated and that consent is not a condition of purchase. You may opt out at any time by replying “STOP” to SMS messages or by contacting us directly.
7. Opt-Out Policy & Data Removal
You may opt out of:
• Marketing Communications (Emails, SMS, Calls): Click the unsubscribe link in emails, reply STOP to SMS messages, or contact us at info@smallbusiness.capital
• Third-Party Data Sharing: Submit a data removal request by emailing us at removal@smallbusiness.capital
• Targeted Ads & Cookies: Adjust browser settings or visit optout.aboutads.info.
We process opt-out requests within 10 business days.
8. Children’s Privacy
Our services are not intended for individuals under 18 years old. We do not knowingly collect data from minors. If you believe a minor has submitted information, contact us for removal.
9. Changes to This Privacy Policy
We reserve the right to modify this Privacy Policy at any time. Changes will be posted with an updated “Effective Date”, and continued use of our services constitutes acceptance of the revised terms.
10. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact us at:
📧 Email: info@smallbusiness.capital
📞 Phone: (888) 365-7999
📍 Mailing Address: 1116 Sapelo Avenue NE, Townsend, GA 31331
Your Data. Your Choice. Your Business Growth.
By using our services, you acknowledge that you have read, understood, and agreed to the terms outlined in this Privacy Policy.