Construction Business Loans
Finance excavators, skid steers, and heavy equipment with rates starting at 7% — plus materials and payroll — construction companies get funded in 24–72 hours.
Common Uses of Construction Financing
Equipment We Finance for Construction Companies
Rates starting at 7%, with 100% financing available on many purchases — new, used, or private-party.
Construction Equipment Financing FAQs
What construction equipment can be financed?
Excavators, skid steers, bulldozers, dump trucks, cranes, and most other heavy construction equipment can be financed, whether purchased new, used, or from a private seller.
Do I need a down payment for construction equipment financing?
Not necessarily. 100% financing is available on many equipment purchases, so you can acquire equipment without a large upfront payment.
How fast can construction companies get approved?
Many construction equipment financing applications are approved within 24 to 72 hours.
Can I finance used construction equipment?
Yes. Equipment financing is available for both new and used equipment, including private-party sales.
What credit score do I need for construction equipment financing?
Most programs look for a credit score of 600 or higher, though options exist for lower scores depending on the deal.
Find Construction Loans in Your State
Funding availability and approval requirements vary by state and city. Select your location to see local lenders, rates, and programs available in your market.
Browse State Loan Pages →Compare Construction Funding Options
One application. Multiple lenders. Fast decisions.