Medical & Dental Practice Financing
Finance imaging equipment, dental chairs, and practice buildouts with rates starting at 7% — medical and dental practices see some of the highest approval rates in small business lending, with funding in as little as 24 hours.
Some of the Strongest Approval Odds in Small Business Lending
Established medical and dental practices default at under 1%, compared to roughly 6-8% across general small business lending — which is why approval rates for practice equipment financing run 80% or higher for qualified practices.
Common Uses of Medical & Dental Financing
Equipment We Finance for Medical & Dental Practices
Rates starting at 7%, with 100% financing available on many purchases — new, used, or private-party.
Medical & Dental Practice Financing FAQs
What approval rate do established dental and medical practices typically see?
Established practices see approval rates around 80% or higher for equipment financing — well above general small business lending — with default rates on practice financing running under 1%, compared to roughly 6-8% for small business loans broadly.
How much equipment financing does a typical practice use?
Dental and medical practices finance an average of $55,000 to $95,000 per year in equipment, with larger buildouts or imaging upgrades (such as a CBCT machine) running $75,000 to $200,000 or more.
What can be financed for a medical or dental practice?
Imaging systems (intraoral X-ray, panoramic, CBCT), dental chairs and operatory equipment, diagnostic tools, EMR/EHR systems, and practice buildout costs can all be financed, whether new or used equipment.
Can financing help while waiting on insurance reimbursements?
Yes. Working capital financing is commonly used to bridge cash flow between claim submission and insurance reimbursement, which can take weeks depending on the payer.
Can financing cover a practice acquisition or partner buyout?
Acquisition financing is evaluated differently than equipment financing and depends heavily on the target practice's financials — this is handled as a separate conversation with your funding specialist rather than a standard equipment application.
Compare Medical & Dental Practice Funding Options
One application. Multiple lenders. Fast decisions.