Trucking Business Loans
Finance a new semi or trailer with rates starting at 7%, cover fuel between loads, or expand your fleet — trucking companies get funded fast, even with less-than-perfect credit.
Common Uses of Trucking Financing
Equipment We Finance for Trucking Companies
Rates starting at 7%, with 100% financing available on many purchases — new, used, or private-party.
Trucking Equipment Financing FAQs
Can I finance a semi-truck with less-than-perfect credit?
Yes. Trucking equipment financing options exist for credit scores as low as 560, depending on time in business and revenue.
What's the difference between financing a semi-truck and a trailer?
Both can be financed in a similar way, often with terms up to 5 years, and can sometimes be bundled into a single application.
Can owner-operators qualify for truck financing?
Yes. Owner-operators can qualify for equipment financing, in addition to established fleets.
How fast can trucking companies get funded?
Trucking financing decisions are often made within 12 to 48 hours.
Can I finance a used semi-truck?
Yes. Financing is available for new and used trucks and trailers, including private-party sales.
Find Trucking Loans in Your State
Funding availability and approval requirements vary by state and city. Select your location to see local lenders, rates, and programs available in your market.
Browse State Loan Pages →Compare Trucking Funding Options
One application. Multiple lenders. Fast decisions.