BUSINESS FUNDING
Retail Business Loans
Stock up for peak season, open a new location, or upgrade your store — retail business loans with approvals in as little as 24 hours.
Check Your Funding OptionsTakes 2 minutes
580+Min Credit Score
24–48 HoursFunding Speed
$10K–$500KFunding Range
6–18 MonthsTypical Terms
BEST USES
Common Uses of Retail Financing
Inventory purchases
Seasonal cash flow support
Store upgrades & expansions
Launching ecommerce
POS system upgrades
Local marketing & signage
Opening additional locations
EQUIPMENT WE FINANCE
Equipment We Finance for Retail Companies
Rates starting at 7%, with 100% financing available on many purchases — new, used, or private-party.
POS & checkout systems
Store fixtures & displays
Security & surveillance systems
Delivery vehicles
Inventory management technology
Signage & buildout
FAQ
Retail Equipment Financing FAQs
Can financing help me stock up for peak season?
Yes. Seasonal inventory purchases are one of the most common uses of retail business financing.
Can I use financing to open a new store location?
Yes. Financing can cover buildout costs, initial inventory, and other expenses tied to opening a new location.
How fast can retail businesses get approved?
Many retail financing applications are approved in as little as 24 hours.
LOCAL FUNDING
Find Retail Loans in Your State
Funding availability and approval requirements vary by state and city. Select your location to see local lenders, rates, and programs available in your market.
Browse State Loan Pages →50States covered
500+Cities available
24hrTypical decision
Compare Retail Funding Options
One application. Multiple lenders. Fast decisions.